Answer: The current average 30-year fixed-rate mortgage is 7.18%, as of 11/05/2026.
Status: Confirmed
Entry: finance/mortgage-rate
Revision: 1
Digest: sha256:d083e96e89387f94 (changes whenever the content changes)

Timeline:
  Created: 2026-11-12T10:44:35Z
  Last changed: 2026-11-12T10:44:35Z
  Last verified: 2026-11-12T11:34:10Z
  Next check: 2026-11-13T11:34:10Z
  Check interval: Daily
  Expected change: No fixed schedule

Data:
  Field | Value | Unit | Source | As of
  30-year fixed-rate mortgage average | 7.18% | % | [1] | 2026-11-12
  as of date | 11/05/2026 |  | [1] | 2026-11-12
  release date | November 5, 2026 |  | [1] | 2026-11-12
  previous week average | 7.24% | % | [1] | 2026-11-12
  year-ago average | 6.22% | % | [1] | 2026-11-12

Sources:
  [1] Freddie Mac. "www.freddiemac.com/pmms". https://www.freddiemac.com/pmms
      Role: primary. Accessed: 2026-11-12T11:34:10Z
      Quote: "30-year Fixed-Rate Mortgage 7.18%" (Supports: 30-year fixed-rate mortgage average)
      Quote: "U.S. weekly mortgage rate averages as of 11/05/2026" (Supports: as of date)
      Quote: "The 30-year fixed-rate mortgage averaged 7.18% as of November 5, 2026" (Supports: release date)
      Quote: "down from last week when it averaged 7.24%" (Supports: previous week average)
      Quote: "A year ago at this time, the 30-year FRM averaged 6.22%." (Supports: year-ago average)
      Published: 2026-11-10T21:45:07Z
      Snapshot SHA-256: 4ba16b9cfa3859ef998df904598a76c52041fb8a7e0a329e000cb3656277bdb1 (captured 2026-11-12T10:44:35Z)

Verification:
  Method: Automated extraction from [1] with deepseek-flash (JSON output, thinking disabled). Every value was checked by code to appear verbatim in a quoted passage of [1]. On this check the text of [1] was unchanged since 2026-11-12T10:44:35Z, so the values verified then were kept.
  Cross-check: not-available at 2026-11-12T11:34:10Z. No independent second source is configured for this entry
  Last successful check: 2026-11-12T11:34:10Z
  Last attempt: 2026-11-12T11:34:10Z

Notes and limitations:
  Extracted automatically from a single official source.

Change log:
  Time | Event | Change | Source
  2026-11-12T10:44:35Z | added | Entry created | —
  Changes for this entry as a feed: https://latestn.com/finance/mortgage-rate/latest

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How to cite:
    latestN. (2026). What is the current average 30-year mortgage rate? Revision 1, last verified 2026-11-12T11:34:10Z. https://latestn.com/finance/mortgage-rate (accessed 2026-11-12T12:52:56Z).

    @misc{latestN_finance_mortgage_rate_r1,
      title        = {What is the current average 30-year mortgage rate?},
      author       = {{latestN}},
      year         = {2026},
      howpublished = {\url{https://latestn.com/finance/mortgage-rate}},
      note         = {Revision 1; digest sha256:d083e96e89387f94; last verified 2026-11-12T11:34:10Z; accessed 2026-11-12T12:52:56Z}
    }

URL: https://latestn.com/finance/mortgage-rate